Know you have enough.
Dosta looks a whole year ahead and tells you, in one plain sentence, how much you can spend each day until payday, with every bill already covered, including the big yearly ones.
Free and open source. No account to create. Your plan stays on your device.
One sentence, with the working shown
Say you're paid $1,700 a fortnight, your next payday is Thursday, there's $1,240 in your account, and $1,650 rent comes out on the 1st. Dosta says:
You can spend $41 a day until payday on Thursday.
- Bills before payday $140
- Kept for later $583
- Safety buffer $100
- Spending money $417
How is this worked out?
You have today$1,240
Bills before payday: power and phone− $140
Safety buffer− $100
Kept for rent on 1 December, which your next pay can't cover after everyday spending− $583
To spend over the next 10 days$417
Each day, rounded down$41
The usual sum, balance minus bills, would say $100 a day, and leave you about $180 short when the rent comes out.
Made for the weeks between paydays
It looks a whole year ahead
Rent next fortnight, insurance in March, rego in winter. Every bill is counted before you spend a cent.
It shows its working
Every number opens a plain-words breakdown of the sum, using your own bills and dates. Nothing is hidden.
It stays calm
No red alarms and no blame. When money is tight, it shows practical options and where to find free, confidential help.
It lets you try things first
What if you cancelled a subscription, or picked up extra shifts? Test a change and compare before you touch your real plan.
Your plan stays on your device.
Dosta has no accounts, no ads and no tracking, and it never sends your plan anywhere. The browser itself blocks it from connecting to the internet.
The online version runs in your browser and keeps your plan there. The downloaded version runs from a folder on your computer and works without internet.
Like any website, this one is delivered by a web server, which may record visits. Dosta itself sends nothing.
Take it home
Download Dosta, unzip it, and open index.html in Chrome, Firefox, Edge or Opera. There's nothing to install.
Free and open source under the MIT License. If Dosta helps you and you can comfortably spare it, you can support its work.